Schwab Intelligent Portfolios
Welcome to automated investing, where our robo-advisor can help build and manage your portfolio.
Our robo-advisor does the work, so you don't have to.
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Automated investing with human help when you need it.
- Our robo-advisor builds, monitors, and automatically rebalances a diversified portfolio based on your goals.
- 24/7 live support from U.S.-based service professionals.
- Get started with as little as $5,000.
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Backed by our commitment to keeping costs low.
- Pay no advisory fee and no commissions.
- Invest in a portfolio of low-cost Tooltip (ETFs).
- Just as if you'd invested on your own, you will pay the operating expenses on the ETFs in your portfolio, which includes Schwab ETFs™.
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What else you should know.
- We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield. Tooltip .
How Schwab Intelligent Portfolios works:
- Complete a short questionnaire to establish your goals, risk tolerance, and timeline.
- Get a diversified portfolio of ETFs chosen by experts.
- Our robo-advisor monitors your portfolio daily and automatically rebalances it as needed.
![](https://intelligent-client.schwab.com/sites/g/files/eyrktu856/files/ipad-arms.png)
Ready to put our robo-advisor to work?
Get Started
Set your goals and start reaching for them.
Our robo-advisor can help you invest for retirement, college, vacations, building long-term wealth, or creating a sustainable income stream. Here's what you get with Schwab Intelligent Portfolios.
A diversified portfolio, tailored to your needs.
Based on your answers about your goals, risk tolerance, and timeline, Schwab Intelligent Portfolios will provide you a tailored portfolio from more than 80 variations:
- Tooltip Global, U.S. Focused, Income Focused
- Tooltip Ranging from Conservative to Aggressive Growth
Want to see the historical average returns and asset allocations of our portfolios?
![Input your goals, investment amount, timeline, and risk tolerance, and a diversified portfolio will be built and tailored to your needs.](https://intelligent-client.schwab.com/sites/g/files/eyrktu856/files/SIP-Product%402x_1_0.png)
Automatic rebalancing.
Our robo-advisor technology monitors and automatically rebalances your investments to help keep you diversified and on track.
![](https://intelligent-client.schwab.com/sites/g/files/eyrktu856/files/Disclosure1%402x.png)
Tax efficiency.
If an investment declines in value, our automatic tax-loss harvesting can help you offset the taxes on investment gains.
![](https://intelligent-client.schwab.com/sites/g/files/eyrktu856/files/SIP_Hands.jpg)
A range of accounts.
There are different account types to choose from, including brokerage, IRA, custodial, and trust accounts.
![](https://intelligent-client.schwab.com/sites/g/files/eyrktu856/files/desktop_SIP_wScreenshot.jpg)
![](https://intelligent-client.schwab.com/sites/g/files/eyrktu856/files/prof-guidance.jpg)
Looking for professional guidance to help you reach your goals?
Add Schwab Intelligent Portfolios Premium® and get:
- Unlimited 1:1 guidance from a CERTIFIED FINANCIAL PLANNER™ professional.
- A digital financial plan that provides a customized roadmap for reaching your goals.
- Interactive online planning tools.
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We're ready when you are.
Ask us your questions
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