Schwab Intelligent Portfolios

1. Complete a short questionnaire to establish your goals, risk tolerance, and timeline.
2. Get a diversified portfolio of ETFs chosen by experts.
3. Our robo-advisor monitors your portfolio daily and automatically rebalances it as needed.

A diversified portfolio, tailored to your needs.

Based on your answers about your goals, risk tolerance, and timeline, Schwab Intelligent Portfolios will provide you a tailored portfolio from more than 80 variations:

• 51 ETFs Selected and monitored by Schwab experts that span 20+ Expanded Asset Classes Tooltip STOCKS
  • U.S. Large Company Stocks
  • U.S. Large Company Stocks–Fundamental
  • U.S. Small Company Stocks
  • U.S. Small Company Stocks–Fundamental
  • International Large Company Stocks
  • International Large Company Stocks–Fundamental
  • International Small Company Stocks
  • International Small Company Stocks–Fundamental
  • International Emerging Markets Stocks
  • International Emerging Markets Stocks–Fundamental
  • U.S. REITs
  • International REITs
  • U.S. High Dividend Stocks
  • International High Dividend Stocks
  
  FIXED INCOME
  • U.S. Treasuries
  • U.S. Corporate Bonds
  • U.S. Securitized Bonds
  • U.S. Inflation Protected Bonds
  • U.S. High Yield Bonds
  • International Developed Country Bonds
  • International Emerging Markets Bonds
  • Preferred Securities
  • Bank Loans
  • Muni Bonds
  • California Muni Bonds
  
  COMMODITIES
  • Gold and Other Precious Metals
  
  CASH
  • FDIC-insured Cash

• 3 Investment Strategies Tooltip GLOBAL
  This is Schwab’s primary approach to portfolio diversification. We believe global diversification may see lower volatility over time and expanded investment opportunities for growth because it reduces concentration in one geographical region.
  
  U.S. FOCUSED
  A portfolio with less exposure to international economies for those with a preference for U.S.-domiciled investments.
  
  INCOME FOCUSED
  This portfolio features investments that pay out a higher percentage of their earnings to investors in the form of interest or dividend payments. These strategies include more exposure to so-called “blue-chip” companies and also include higher yielding asset classes such as preferred stocks, bank loans and short-term floating-rate notes. Global, U.S. Focused, Income Focused

• 6 Risk Profiles Tooltip Our risk profiles fall on a spectrum of how much risk an investor is willing to take - from Conservative to Aggressive Growth. You can think of this as your tolerance for potential losses, the ability to withstand market swings and the inability to predict what’s ahead. It’s important to understand your investment goals in context with your risk tolerance since when you plan to withdraw the money you've invested, can greatly influence your approach to risk. Ranging from Conservative to Aggressive Growth

Want to see the historical average returns and asset allocations of our portfolios?

Automatic rebalancing.

Our robo-advisor technology monitors and automatically rebalances your investments to help keep you diversified and on track.

More information >

Tax efficiency.

If an investment declines in value, our automatic tax-loss harvesting can help you offset the taxes on investment gains.

View important information about tax-loss harvesting. Tooltip Tax-loss harvesting is available for clients with invested assets of $50,000 or more in their Schwab Intelligent Portfolios account. Clients must enroll to receive this service. Please be aware that the ability to realize significant tax benefits from tax-loss harvesting depends upon a variety of factors, and no assurance can be offered that a particular investor will in fact realize significant tax benefits.

A range of accounts.

There are different account types to choose from, including brokerage, IRA, custodial, and trust accounts.

More information >